Terms

Terms & Legal Information

All insurance transactions handled by Maestro Insurance Services Limited are subject to our Terms of Business Agreement. These documents can be downloaded from this page.

Status Disclosure

Maestro Insurance Services Limited t/as Maestro Solutions ("Maestro") is authorised and regulated by the Financial Conduct Authority ("FCA"). We follow the rules and principles established by the FCA for our general insurance business activities. Our authorisation status can be checked on the FCA's register by visiting the website www.fca.org.uk/register or by contacting the FCA by telephone on 0845 606 1234. Our Firm Reference Number ("FRN") is 302631.

Maestro is an independent general insurance intermediary and risk management consultancy and offers transactional and advisory services to meet a wide range of your insurance requirements. We advise on all types of non-life insurance products and are not tied to any one insurer.

Handling of Information - Use of Email

The information contained in E-mail from Maestro is confidential and may be subject to legal privilege. Access to this E-mail by anyone other than the intended recipient is unauthorised. If you are not the intended recipient you must not use copy distribute or disclose the E-mail or any part of its contents or take any action reliant upon it. If you have received an E-mail in error please notify us immediately at ann.bowyer@maestroinsurance.co.uk. All reasonable precautions have been taken to ensure that no viruses are present in E-mail. As Maestro cannot accept responsibility for loss or damage arising from the use of E-mail or any attachment we recommend you subject these to your usual virus checking procedures prior to use.

Quotations

Please contact us if you are unsure of any of the wordings used or referred to in quotations. We will be happy to provide examples. Any terms quoted are valid for thirty days from the date of the E-mail and are subject to notification and approval by Underwriters of any claims or increase in risk occurring prior to inception. Underwriters reserve the right to review terms in the event of any such notification. Please examine quotations carefully and if either the terms do not comply with your instructions or the security is unacceptable please advise us immediately. You are reminded that failure to disclose all material facts which Insurers would regard as likely to influence their acceptance or assessment of this insurance could result in the contract of insurance being voided. If in any doubt as to whether particular facts are material they should immediately be disclosed.

Attachments

Attachments to E-mail may be in Portable Document Format (PDF) You will need Adobe's Acrobat Reader to view all of the PDF file downloads.

Use of our Website

Acceptance

Please read these terms carefully - they apply to your use of this website. By proceeding with access to our website you are deemed to have accepted these terms.

Copyright

Copyright in the whole and every part of this website belongs to Maestro, unless otherwise indicated, and may not be used, sold, licensed, copied or reproduced in whole or in part in any manner or form or in any media by any person without the prior written consent of Maestro.

Accuracy and Validity of Information

Whilst we take all reasonable steps to ensure that the information contained within these pages is accurate and up-to-date, it is nonetheless supplied on an "as is" basis and accordingly we do not accept any liability for any errors or omissions.

Personal Information

Our use of personal information is governed by our Privacy Policy, which forms part of these terms. This deals with your rights and our obligations in relation to your personal data.

Disclaimer

Maestro will not be liable for any loss of use, profits, savings or data or any indirect, special or consequential damages or losses, whether such losses arise in contract, negligence or tort, including without limitation to the foregoing any losses in relation to your use of, reliance upon or inability to use the website.

Use of Personal Information

The information that we collect via this website may include personal details that you type in and submit such as your name, address, e-mail address, date of birth, lifestyle and other information.

Your IP address (this is your computer's individual identification number for internet connection) that is automatically logged by our web server. This is used to note your interest in our website.

What We Do With Your Information

Your information may be used for the purposes of insurance administration by us and insurers. It may be disclosed to regulatory bodies for the purposes of monitoring and/or enforcing compliance with any regulatory rules/codes.

Information may also be used for offering renewal, research and statistical purposes and crime prevention. If you give us information about another person, in doing so you confirm that they have given you permission to provide it to us to be able to process their personal data (including any sensitive personal data) and also that you have told them who we are and what we will use their data for, as set out in this notice.

In the case of personal data, with limited exceptions, and on payment of the appropriate fee, you have the right to access and if necessary rectify information held about you.

Your Rights

You can ask us to update or remove your personal information by e-mail or by writing to the Data Protection Officer. You also have the right to request a copy of all the personal information we hold about you.

The Data Protection Officer
Maestro Insurance Services Limited
4 Fir Road
Bramhall
Stockport
Cheshire
SK7 2NP

We will take all reasonable steps to confirm your identity before providing you with details of any personal information we may hold about you.